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Banks can be a positive tool when shaping kids’ relationship with money

Spotlight on Finance

According to the FDIC, nearly one-third of the U.S. population does not have a bank account or make regular bank-based financial transactions, such as check cashing, deposits or loans. The outcome for this percentage of people, which is greater than 100 million Americans, is predictable: higher fees to access important financial services while not developing the important history needed to qualify for a mortgage, secure a business loan or borrow for education. The truth about banks is this: they are an important tool for helping individuals build financial prosperity, regardless of income and age, and they should play a large role in the financial education of children.

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Capital District Summer Camp Listings

The Spotlight presents is summer camp guide for 2014.

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How women can use networking and educational events to learn, grow

Spotlight on Finance

As women in business, most of us have had the good fortune of working with a strong mentor. Many of us have also served as mentors ourselves, sharing what others have shared with us and what we have learned with others. In the process, we all become better—better professionals and better people. Networking and educational events that are developed to address the unique needs of women serve a similar function. In fact, in today’s wired world, events like Key’s upcoming “Healthy, Wealthy and Wise” conference are becoming more important than ever. They offer new ways for us to make connections, build skills and learn at a time when one-on-one opportunities to exchange ideas and experiences are harder to come by. You just need to make sure you’re spending your time at the right events and optimizing your time.

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Securing a business loan is easier if you have a plan

Spotlight on Finance

When it comes to running a successful business, most people think it’s a simple matter of offering a product or service that customers are willing to spend money on and generating profits. However, those who actually run successful businesses will tell you it’s much more nuanced than that . . . that if you really want to succeed, you need to have a plan for managing every aspect of your operations, especially your finances.

Helping people achieve overall wellness

Social worker Marian Truax offers gentle therapeutic intervention

A Delmar native has returned to her hometown and opened a private practice offering help to people looking to overcome obstacles in life and achieve overall wellness.

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Wearable art

At Drue Sanders, creativity and quality are tops

Drue Sanders always knew she wanted to be an artist. What she didn’t want to be was a starving artist.

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Local dentists help achieve a perfect smile

Dr. Steven Lysenko and Dr. Danielle Lloyd’s dental office, located at 17 Maple Road in Voorheesville, has been committed to serving the Capital District since 1971.

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A wealth of wisdom

Bryant Asset builds relationships within the community

When it comes to managing a person’s life savings, to Bryant Asset trust is key.

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Make your home at The Hamlet

Luxury apartments in Slingerlands have convenience and class

The Hamlet at Slingerlands is a brand-new, 50-unit luxury apartment community located adjacent to Price Chopper Plaza on New Scotland Road in the heart of the Slingerlands.

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No brush off with American Painting

Founder Chris Tobin says customers can expect a high-quality job done on time

Chris Tobin has found inner peace and success in upstate New York.

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School gets kids ready to rock

Latham franchise puts a focus on performance-based instruction

Music has always been an important part of David Bodie’s life.

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SUNY Oswego continues national ‘Best Value’ ranking

For the third consecutive year, the Princeton Review and USA Today have named SUNY Oswego one of 75 “Best Value” public colleges in the nation.

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Lou-Bea’s has the recipe for success

Restaurant combines fresh flavors, tradition

At Lou-Bea’s Pizza, you can taste the tradition — from the award-winning sauce to the gourmet topping combinations.

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T.A.C.S is more than an autobody shop

Family-owned business prides itself on customer service

A family business, run by three brothers and their mother, is celebrating 35 years in Bethlehem.

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A picture of success

Saratoga Paint and Sip’s Latham studio attracting new fans of unique art experience

To Catherine Hover, the owner of Saratoga Paint and Sip, art is “empowering.”

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